Why Breakwater?

Breakwater Insurance Brokerage is an aggregator for the United Property and Casualty Insurance Company (UPC) for the State of Massachusetts.

Serving the independent agent, our approach as a broker is to leverage relationships and bring a value added service to our agency clients. Our primary objective is to service your needs, no matter how large or small.

Breakwater Insurance Brokerage has access to a coastal homeowners market that provides a basis for meeting the needs of the independent agent.

Breakwater Insurance Brokerage is owned by the same principals that own the Rogers & Gray Insurance Agency, however, the entities are run separately.  Breakwater Insurance Brokerage has the benefit of the knowledge and expertise associated with the coastal marketplace served by Rogers & Gray’s offices, however quoting and policy services will be directly handled by the brokering agent and UPC with no involvement by Rogers & Gray Insurance.